April 20, 2020

Take out a payroll home loan.

If you need mortgage loans without payroll, at Spin Lender we can help you. You only have to contribute a real estate property, we will appraise it and, from there, we will give you the necessary amount. We finance from 6,000 USD and cover a maximum of 30-40% of the value of the property once appraised. Payroll mortgage loan granting process.

The return interest ranges between 9 and 12% of the capital granted. Keep in mind, on the other hand, that the properties that you can provide as collateral are single-family houses, garages, flats, warehouses, premises or hotels, among other possibilities. In principle, the property should be free of charges, but non-payroll mortgage loans are offered to close as mortgages or liens. Ideally, you should use this form of financing as a specific assumption to get you back on track. The objective of our operations is to go where traditional financial institutions do not usually do it.

Payroll-free mortgage loans

Payroll-free mortgage loans

We want non-payroll mortgage loans to be repaid, and for this reason the terms are long; It is about you being able to return the money you ask us for, and for that reason, we give you all kinds of facilities. You have the possibility of returning a year or doing it in 10 years, to have the guarantee of facing your obligations. On the other hand, fees can be monthly, quarterly or semi-annually, so there are several options to choose from. You have the option of paying back a principal installment plus interest or facing the interest and, finally, amortizing the borrowed capital.

Another aspect that we attach importance to is reliability. For this reason, we promise that the operation be signed with a notary you trust. In this way, you will gain peace of mind. In addition, the company’s operations are regulated by the Ministry of Health and Consumption. One of the pillars of our operations is that you are sure when carrying out the procedure.

The usefulness of applying for quick payroll home loans

The usefulness of applying for quick payroll home loans

Financing is a fundamental aspect and, for this reason, it will be convenient to take into account the needs of the moment. A loan without payroll is the solution for those people who can face unforeseen expenses but lack liquidity.

In recent years, we have seen on many occasions how financial institutions limited access to credit. This circumstance caused new financial operators to emerge. On the other hand, it does not escape us that not having a payroll has been used on many occasions as a pretext for not providing financing. We know this is not true, and at Spin Lender we want to offer an alternative.

For all these reasons, fast payroll-free mortgage loans are the best option for solving short-term problems. Another aspect that you have to consider is the concession. We are aware that in this type of operations, speed is essential to make payments or purchases viable. In less than a week you will have the money in your bank account.

Do not be fooled, today it is possible to obtain financing without the need for payrolls. At Spin Lender we take care of making it possible.

The ways to apply for mortgage loans without payroll

The ways to apply for mortgage loans without payroll

Fortunately, applying for non-payroll mortgage loans at Spin Lender is a snap. In fact, at Spin Lender we wanted to facilitate the possibilities and therefore we have a wide range of contact forms. We give you the reference of the main methods you can use:

  • Contact Form. The contact form is an interesting option if you want to receive information in advance. We will give you more details and we will tell you how we can help you. In addition, with the information you attach we can give you preliminary information about the possibilities of financing yourself.
  • Send an email. The email option is fine if you already know that this type of financial product interests you. In this way, we will contact to clarify details and speed up the procedures if there are possibilities of approving the operation.
  • WhatsApp. WhatsApp is an alternative in case you want to contact as quickly as possible, because the reception is practically instantaneous. We promise to call you to expand the information.
  • Phone call. Another possibility is that you call us. We will be happy to assist you at the moment and clarify all the doubts that arise. It has never been so easy to have all the information to request a mortgage loan without payroll.

Conditions for granting a mortgage loan without payroll

Conditions for granting a mortgage loan without payroll

Although our policy is to facilitate the granting of mortgage loans without payroll, there are a number of conditions that you have to meet in order for the operation to be approved. If you take these aspects into account, you will not get unpleasant surprises. We must say that the conditions we require at Spin Lender are not excessively rigorous, but they must all be met.

  • Coming of age. Obviously, only adults of legal residence in Spain will be able to access this possibility. Keep this question in mind so there are no problems and you don’t waste time. In this case, operations are limited just as financial entities do. In the same way, they cannot access this financing over the age of majority declared incapable.
  • Real estate assets. A sine qua non condition is that you have a real estate property with a value in no case less than 18,000-20,000 USD. Don’t forget that we only grant loans starting at 6,000 USD. As a general principle, the property must be free of charges. However, it must be said that in some cases financing is offered to pay off mortgages or foreclosures.
  • Fixed address and means of contact. It should not be forgotten that this type of operation is granted to people with a certain roots. Therefore, you must provide an address, telephone number, email and bank account. Not surprisingly, these data will be necessary to sign the operation with the company and before a notary. Of course, the documentation should be up to date so there are no problems.

Benefits of taking out mortgage loans without payroll

Benefits of taking out mortgage loans without payroll

Carrying out this type of operations is advantageous for the client who approves them for several reasons. For this reason, at Spin Lender we have become benchmarks in the financial sector. We will highlight the most important ones:

  1. Solution to specific problems. Having trouble paying a debt, penalty or paying off a mortgage ? This is an interesting option that solves specific problems for you. As the capital granted is never less than 6,000 USD, you will have a sufficient margin to return the money in comfortable terms. Keep this question in mind because this is the ideal type of financing if you have specific problems of draft. In this way, you will not expose yourself to negative consequences because you will be able to find a solution.
  2. Return adapted to your needs. If you want to return the money of your mortgage loan without payroll, without it being a great disorder, this is one of the best possibilities. It is not only that you have the money, but also that the return process is affordable. We offer you the option of a one-year return or up to 10. On the other hand, we can adapt the fees to the frequency that is best for you. All these aspects are important because they will make it easier for you to fulfill your obligations. At the end of the day, our interest is that you can return the loan so that we can continue lending.
  3. Financing for individuals and companies. One of the added values ‚Äč‚Äčthat we offer at Spin Lender is that our financing is open to individuals and companies. In this way, the possibilities multiply and you can use this resource for all kinds of incidents. The idea is that you can use this option as an exceptional form of financing when the traditional financial institutions do not give you the money. The only thing you have to take into account is that you can face the interests (9-12%). If you take note of this aspect, you can use this type of financing without problems.
  4. The operation is signed with your trusted notary. One of the advantages of these operations is that they subscribe with the trusted notary that you indicate. This way you will have an extra guarantee that the mortgage loan without payroll is signed in accordance with the law. Also, do not forget that we are authorized to operate by the Government of Spain. If you are looking for a company that offers alternative financing with guarantees, we are the reference operator.
  5. High borrowed amount. It is important to say that this is not a microcredit and that this operation is focused on people with certain capital needs. If you have to pay a specific letter or a university tuition, this is not going to be the type of financing you need. The advantage of offering more than 6,000 USD is precisely in the number of problems that can be solved.

Conclusion on mortgage olans without payrol

Payroll home loans are an option if you need quick liquidity and don’t have a fixed salary. At Spin Lender we can make everything easier for you and, if you have real estate, it will be easy for you to get the money. Today alternative financing is possible and you do not have to give up a single guarantee that you would have with traditional operators. We encourage you to get to know us better and contact us; We are sure that we can help you pay your debts.

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